Becoming an Agency
At ISI you are not just another faceless client – our primary goal is to become a trusted partner of your business and to make you feel like a member of our family. It is our mission to provide the best insurance coverage options at the most affordable price with service beyond expectations.
As an independent insurance agency with our customers in mind, we have excellent relationships with several of the top-rated, best-in-class insurance companies in the country allowing us to provide you with more options to find the best coverage at the best price.
The Alloy Relationship
ALLOY is a better insurance model, offering an independent insurance agency custom tailored to your Credit Union’s needs and capabilities. ALLOY leverages cutting edge technology, competitive products, industry know-how and a dynamic agency team to deliver the right product at the right time and price to your Credit Union members.
How We Do it
Want to know more about becoming a Credit Union Service Organization (CUSO)?
CUSOs generate net income that Credit Unions need. CUSOs do this by helping Credit Unions generate more loans and non-interest income, reduce operating costs and increase operational expertise.
Generating More Loans – CUSOs help Credit Unions source and process loans. CUSOs are being used to source business loans, mortgage loans, student loans, car loans, timeshare loans, home improvement loans, and loans for elective medical and dental procedures. In some cases, CUSOs are also helping to process and service these loans.
Generating Non-Interest Income – CUSOs can help Credit Unions offer alternative financial services (investments, insurance and trust services) that pay fees to the CUSO or Credit Union. Some CUSOs provide operational services to client Credit Unions for a fee.
Reduce Operating Costs – CUSOs are formed to aggregate operational services in order to reduce staffing and other costs. Through increased scale, these CUSOs can also negotiate reduced vendor fees.
NOT A COOKIE-CUTTER EXPERIENCE
Your members are unique. That’s why ISI offers a full suite of personal and commercial products from top carriers, tailored to your member's profile.
Lead generation, marketing materials and analytics to fit your workflow. Members shop from your customized insurance website, receive branded offers, talk with licensed agents and customer service reps all using your name.
ISI can manage all aspects of your insurance agency. We’ll create a CUSO or integrate with your existing CUSO to manage regulatory issues, warehouse your data and market your programs.